Let us fight for you!

All day, every day, we defend our fellow Texans from banks, finance companies, and debt collectors who have pushed our clients to the brink of financial ruin.

We focus on debt relief, so you don't have to...

The debt collection laws in Texas are riddled with loopholes, gotchas, and technicalities meant to trip you up. In fact, your creditor is counting on it. They'd love nothing more than for you to simply ignore their collection efforts and lawsuits, only to wake up one morning with your bank accounts frozen, a lien against your home, and a default judgment that will follow you for life. We know what you are facing, because we help clients with these exact issues every single day.

Don't give your creditor an easy win! The law firm of Johnson & Bryan has defended thousands of clients from greedy creditors, and WE CAN HELP YOU AS WELL. Regardless of how you ended up in this situation or where you are in the process, we can quickly take over your debt related legal issues so you can move on with your life!

Ultimately, we like to let our results speak for themselves. We look forward to working with you to quickly resolve your case.

Amount Saved by our Clients
Percentage of Debt Repaid

The Most Common Types of Debt We Handle

Credit Card
Credit Card Debt

Banks, over the past 10 years, have substantially increased the amount of lawsuits they file to collect delinquent credit card debt.

To make matters worst, these same finance companies have started selling their charged off debt to debt buyers, who are utilizing even more aggressive tactics to try and collect. If you are facing a credit card debt lawsuit here in Texas, we've put together some resources to show how we can help.

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Debt Buyers
Debt Buyers

Buying bad debt is big business, and one that has exploded over the past few years.

Companies are buying defaulted debt up for pennies on the dollar, and then illegally adding their own fees and interest, ballooning the debt. They use every trick in the book to get you to pay, and are now filing lawsuits in the hopes of receiving a default judgment. If you've recently been served from a debt buyer, we can help.

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Student Loans
Private Student Loans

The American dream is quickly becoming the American nightmare as lenders increasingly come after those fresh out of college.

The monthly payment on private student loans is quickly becoming the largest expense for recent college graduates. Finding your way in the world is tough enough without lenders filing lawsuits that can haunt you for the rest of your life. If you've fallen behind on your private student loan, we can help.

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Medical Bills
Medical & Health Care Bills

Medical debt is usually accompanied by a significant change in your finances. Lost wages, time off, and caring for someone else can quickly add up.

Unfortunately, you'll soon find that your doctor or hospital is unsympathetic to the timing surrounding your health issues. They'll quickly turn from health care provider to debt collector when you fail to pay. If medical bills are causing you stress, let us show you how we can help.

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Scales of Justice
Auto, Boat, RV & Motorcycle Loans

Are you being sued for defaulting on a car or boat loan? Has your RV, motorcycle or other recreational vehicle been repossessed?

You have rights as a consumer here in Texas even after you may have defaulted on your loan. Our lawyers will fight hard to protect and enforce those rights! Understand you have options and let us show you the many ways we can help you get relief from your auto, boat, RV, or motorcycle loan.

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Home Loans
Bank & Personal Guaranty Loans

Banks are requiring a personal guaranty on almost all consumer and business related financing. When these loans go bad, the banks and lenders are quick to sue.

A personal guarantee obligates the consumer to be personally responsible for repayment of the debt in the case of default, regardless of if the loan was for them, a business, or even another individual. If you are facing a bank or personal guaranty lawsuit or other personal debt issues here in Texas, don't wait until it's too late.

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How much can we save you?

Let's discuss your case with one of our attorneys and come up with a plan to relieve you of your debt. It's free, and only takes a few minutes of your time. We'll access your case over the phone and provide options to start you on the road to recovery.

The Legal Services We Provide

Debt Lawsuit Defense Icon Cloud Background
Debt Lawsuit Defense

Experienced legal counsel to aggressively fight your creditor and obtain the best result possible.

Debt Settlement Icon Cloud Background
Debt Settlement & Negotiation

A simple plan with one low monthly payment to quickly resolve all of your outstanding debt.

Chapter 7 Bankruptcy Icon Cloud Background

Assistance filing Chapter 7 bankruptcy to wipe away your debt and get a fresh start.

Judgment Defense Icon Cloud Background
Judgment Defense

Tough negotiators to resolve that pesky judgment and help you put the past in the past.

Lien Release Icon Cloud Background
Lien Releases

Proven strategies to clear the title on your property and eliminate issues at closing.

The client service and personal attention I received was exceptional...

... this law firm has gone above and beyond to help me with my financial issues

...they are all friendly to work with and they will certainly try their hardest to help you through your financial difficulties

Professional, knowledgeable, available, patient and supportive...

Don't just take our word for it!
See what our past clients have to say about working with Johnson & Bryan to solve their debt related legal issues...
See Our Reviews

Get relief from your debt!

We can stop the harassing phone calls and letters. We can force your creditor to get serious about settling your debt. And most importantly, we can handle all the dirty work of dealing with this issue, so you can get back to focusing on the things you want to focus on.
Here are the most common debt related problems we help clients with every day. Simply click on a topic for more information and helpful advice.
Don't see your specific issue listed? Not a problem... Simply give us a call at (713) 751-0070 and speak to an actual attorney about your unique case.

Debt Lawsuits

Have you been sued by your creditor, or do you know a lawsuit is imminent? You can find helpful information on the Debt Lawsuit Process in Texas here on our site.

When you're ready for help, check out our Debt Lawsuit Defense service and see the many benefits of having Johnson & Bryan on your side.


Do you have a nagging judgment from an aggressive creditor? You can find helpful information on the Judgment Process in Texas here on our site.

Need help getting that judgment removed? Check out our Judgment Defense service and let Johnson & Bryan take over from here.

Filing Bankruptcy

Are you drowning in credit card debt? Have medical bills disrupted your quality of life. You can find helpful information on Credit Card Debt, Debt Buyers, and Medical Debt in Texas here on our site.

Are you considering bankruptcy? Are you overwhelmed with the process? Check out our Chapter 7 Bankruptcy service and let Johnson & Bryan take over from here.

Bank Account Garnishments

Is your creditor garnishing your account? Did you suddenly find your bank account frozen? You can find helpful information on Bank Account Garnishments in Texas here on our site.

Do you need someone to get this resolved ASAP? Check out our Debt Settlement service and let Johnson & Bryan go to work on your behalf.

Creditor Harassment

Is your creditor harassing you do a night with phone calls? Are you being threatened? You can find helpful information on Creditor Harassment in Texas here on our site.

Ready to stop your creditor in their tracks? Check out our Debt Settlement service and let Johnson & Bryan stop those annoying calls immediately.


Did you recently find out about a lien on your property? Is your creditor clouding the title on your home? You can find helpful information on Liens in Texas here on our site.

Do you need to get that lien released? Check out our Lien Release service and let Johnson & Bryan get your title cleared.
Send A Message

For the fastest help, please call us at (713) 751-0070

Otherwise, please fill out the form below to get in touch via email