20+ combined years of fighting nothing but greedy creditors every single day.Learn more about us
If you find yourself owing a large amount of unsecured debt and really just can't see a way to pay it all back, our debt settlement plan may be exactly what you need. Sometimes filing for bankruptcy just isn't the best solution. Maybe you make too much money... Perhaps you own several pieces of real estate... Whatever the reason, there are other, and often more affordable, options available to you.
Our debt settlement plan can literally save you THOUSANDS of dollars. Unlike the credit counseling or debt settlement firms you see on late night TV, Johnson & Bryan is an actual law firm and we are legitimate attorneys (7+ years of school, the bar exam, state licensing, the whole nine yards). Now you may not think it's really that important... BUT YOUR CREDITORS SURE DO! You will find that the settlement offers we obtain for our clients are significantly better than what other types of debt relief agencies receive. Knowing you are represented by a licensed attorney who can, and will, fight them in court has a way of making creditors more willing to negotiate. In almost every case, our debt settlement plan results in paying back much less than if you had instead filed a Chapter 13 bankruptcy.
If you just simply can't afford to pay back your debt... we can help. If you're tired of the non-stop harassing phone calls from your creditors... we can help. If you're discouraged after making payment after payment every month just to watch your debt continue to rise... WE CAN HELP! Let us step in on your behalf and set up a debt settlement plan.
As you can see in the chart above, only a proper debt settlement plan actually saves you any money. By the time the credit counseling or bankruptcy trustee adds their fees to your debt, you actually end up paying back more than you currently owe today. Don't waste another penny on services that don't have your best interest in mind. Setting up a debt settlement plan with Johnson & Bryan is simple. A typical plan looks like this:
- You tell us how much debt you owe and how much you can afford to pay to your creditors per month
- We come up with a debt settlement plan to repay your creditors a fraction of what you owe
- We force the debt collectors to stop contacting you and only deal with us
- Most importantly and included in your plan, we represent you in any lawsuits that may be filed by your creditors
That's it! That's all there is to it. You make one simple payment every month that you can actually afford, and we handle everything else. We know you may still have questions, so here's a list of the common ones we receive from our clients: