20+ combined years of fighting nothing but greedy creditors every single day.Learn more about us
We love a good fight, and we have accumulated a vast amount of experience in court rooms throughout Texas defending our clients from these creditors. Understanding the way a particular Judge views debt lawsuits plays a large part in getting the best possible outcome. Since we speak with these debt collection firms every day, we quickly get an understanding of how each unique attorney handles their cases. This allows us to better understand who we are up against, and how to get the best result for you.
Ultimately, we like to let our results speak for themselves...over $21 million and counting saved for our clients. We've taken many debt lawsuits to trial and have won 98% of them. And this does not include the thousands of lawsuits that we have forced creditors to dismiss PRIOR to trial.
Years of experience and constantly fine-tuning the way we defend our clients in debt lawsuits has led to what we believe is an efficient and comfortable process. We know you're busy and don't want to deal with the stress of this lawsuit. With us by your side, you wont have to appear in court. We will keep you regularly updated about any changes in your lawsuit status. You can rest easy knowing you have aggressive attorneys defending your interest with your creditor. Once you retain Johnson & Bryan to defend you in a debt lawsuit, you can let us do the dirty work while you focus on the things you want to do.
Here are the typical outcomes of a debt lawsuit case when we represent a client:
This is the most common result. The majority of debt lawsuits we defend are dismissed prior to trial, after our attorneys are able to point out weaknesses in the bank’s records. What happens if your case is dismissed? Legally you are not obligated to pay the bank any money.
If the bank is able to produce enough records that prove that the debt is valid (among other hurdles they must pass), our attorneys are able to negotiate a settlement where you pay the bank a fraction of the amount for which you are being sued…and in exchange the bank will dismiss their lawsuit. Most settlements are negotiated to where you will pay a small monthly payment with no interest accruing.
What happens if our attorneys are able to point out weaknesses in the bank’s records, but the bank’s attorneys disagree? Well, the case will proceed to trial. And if the case proceeds to trial and we win, you have a judgment stating that you owe this bank ZERO DOLLARS. This is by far the best result, but it carries with it some risk if the Judge disagrees with our assessment of your case.
We can tailor communication to meet your needs. We can work around your schedule to meet in our office at your convenience, or we can chat entirely through email...it's all up to you..
Not every case is the same. With years of experience, and thousands of cases under our belt, we can provide you a clear plan of action so you can feel comfortable with the process.
For you, this part is “out of sight, out of mind.” Let us handle the lawsuit. Filing documents with the court, talking to their attorneys, going to court…all of this will be handled 100% by our attorneys. We do not outsource our work to paralegals or outside firms.
Maybe we have reviewed the bank’s records and believe we can force a dismissal. Or perhaps we need to communicate with you further about moving forward with trial. Maybe a settlement is your best option if their case is really strong. Regardless, our attorneys will provide you a detailed explanation of your choices so that you can make an informed decision.
If the bank refuses to dismiss their lawsuit, we may recommend taking the case to trial based on our years of experience and many courtroom victories. We will attack your creditor's lawsuit head on, and make them prove that the debt is owed. The vast majority of the time, when we take a case to trial we win, and our client pays nothing.
Regardless of the eventual outcome, you can rest easy knowing you have an experienced and aggressive attorney fighting for your best interests against your creditor. We'll provide peace of mind, and ultimately resolution, so you can move on with your life.