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There are several tools Johnson & Bryan utilizes to resolve judgments. The most popular option is negotiating a settlement with your creditor where a reduced payoff amount is made in exchange for removing the judgment. If your creditor is unwilling to negotiate, or there are technical issues with the original lawsuit, we have had success taking the creditor back to court and fighting the service of the judgment for being defective. In cases where the judgment is valid and your creditor simply won't budge, a final strategy is to file a Chapter 7 bankruptcy to remove all of your debt and start fresh. Every case is unique, but we will thoroughly explain your options to get the best result for you.