Debt lawsuits here in Texas can be pretty scary. You've usually managed to avoid your creditors for quite a while, and even probably made some payments towards your debt, and then all of a sudden an officer of the court shows up and serves you with a court appearance. All of sudden you realize this situation isn't going away. Most people's first instinct is to just avoid the lawsuit in the hopes that they won't have to deal with it. Unfortunately, this is the worst solution to your financial future.
If you fail to respond quickly to being served a debt lawsuit in Texas, your creditor will win a default judgment against you. From there, they will be allowed to garnish your wages and attach the judgment to you for the next 10 years. This is why we tell prospective clients who have been served a lawsuit that "time is of the essence". You have to respond to the lawsuit and you have to do it quickly and in a manner the court expects.
If you've been sued by your creditor or a debt buyer, please don't wait to contact us. We can stop the collection efforts immediately, and more importantly, we can help you win or settle the debt lawsuit and avoid a judgment. You're not alone in this. Creditors are getting more and more aggressive, and everyday we get new clients that are in your exact situation. Give me a call, and we can figure out the best solution to your debt lawsuit.
Since the seventh (7th) grade, Chad Johnson assisted his father John Johnson (lawyer of 40 plus years) in the development and preparation of his father’s cases. It was his father's dedication and work ethic that drove Chad to attend law school at his father's alma mater South Texas College of Law where, like his father, Chad also graduated Magna Cum Laude with Honors. Thereafter, Chad attended New York University School of Law, (NYU) where he earned his Legal Law Masters (LLM) in Taxation. As one of the Managing Partners at Johnson & Bryan, PLLC, Chad strives in achieving justice for his clients as well as promoting judicial equality through the fostering of core values.